All About Kimberly

Sailing Along the Life of Single Parenthood

Tag Archives: debt management

I Don’t Care for Reruns or The News

Excuse me for this rant and rave, but geez, I need to get this off of my shoulders.

WHEN DID TELEVISION SEASONS GET SO SHORT?

Seriously, I was just getting really caught up in Grey’s and Private Practice and I get all my housework done as soon as I get home tonight so I can settle down and watch it and I quickly realize I’ve already seen Grey’s.  Then I flip to the guide to see what episode will be on Private Practice and it’s another rerun.  ICK!    I didn’t rush to et all of that done for reruns!  I want to see NEW stuff.  *sigh*

I am too lazy to change the channel though – ok, not really.  I’m too lazy to read the guide and find something else to watch so I just let them play waiting on the 10:00 news.  And now I realize that I may just have to ban the news.  It’s just plain depressing. Did you know we are in a recession, and practically everyone is hurting?  If I hear that one more time, I’m going to scream.  As soon as that started, I flipped over to another station to watch their news and was happy to see that they were at least focusing on ways to cope with the economy. They had a special  on where they were working with a FAFSA office to help east Texans fill out the FAFSA and then discussed credit counseling through places like Care One Credit.  In these times it is especially important to practice debt management. I know I’m applying extra to all of my debt right now in hopes of becoming debt free.

I still am not happy about seeing so much dang bad news and especially news about the economy but at least the second station was focusing on how to make a bad situation good instead of just bad numbers, bad numbers, bad numbers. UGH

So are the seasons really already ending? Or was this just a bad week? Are you sick of bad news followed with a little bad news?  We need to start a good news only news station.

Consolidation

When my grandfather died, my grandmother was way in over her head financially. The cut in pay on his retirement check for the actual retiree compared to the spouse was a big hit to her, and something they had not really prepared for.  The only way she could figure out to stay on top of things was to consolidate debt. When I became a single mom, I faced some of these same challenges. While my income had been the primary income all along, losing the little that I did in the separation made me in over my head (a mistake I won’t make again).  I’ve avoided consolidating so far, but with the poor shape of our economy, I’m beginning to wonder about the savings involved in consolidating what I do have left. I’ve been reading over the debt consolidation information at Bills.com, and I’ve found it very informative.  I’ve looked at some other data on Bills.com, but had not realized this section was there until I started doing some searching. Then I found their site and knowing how great it had been for past information, I started looking around. They have great articles, a question/answer section if you have questions, true stories.  There is enough information to help you decide which method of consolidation would be best for your situation.   Probably I should consider a small mortgage on my home to pay my debt off, but I have real issues with that.  I just like knowing my land and home are paid for (this is what has stopped me from moving in the past).  So what I’m considering after reading the information at Bills.com is a debt management program. If the failing economy (or a big life change like my grandmother and I faced) gets to you and suddenly you are living paycheck to paycheck, consider going to Bills.com and doing some research on debt consolidation.