As a business major, I hate to admit this, but I am horrible about balancing my checkbook. I NEVER do it.  I have started off every now and then with good intentions (used to make it my New Years Resolution), but I have now learned that I am just not going to do it. The closest I’ve come is when I used budgeting software for a few years that would track my spending, tell me when bills shoudl be due, and help me plan a budget. I stuck with it for a while, but eventually that even got old. Now I just thank God for the Internet and online banking. I’m able to login regularly and just keep an eye on my balance.  Sometimes I think I should just go to an all cash budget so that I don’t have to worry about it – when the money’s gone, I quit spending.  What do you do? Does anyone still actually track their checking accounts in paper check registers?