After watching President Bush’s latest speech, I have been struck by just how bad it is.  Yes sometimes we live in our own worlds.  Overall we’re lucky. We’ve made a few changes here and there, but overall, we’ve not had to do that much with the changes in the economy.  We’re lucky that my house and property are paid for – no hidden fees.  No concern with interest rates. With my car loan now paid off, I’m working on that old personal loans and credit cards, but overall, I’m still just going a little here and there.

But many aren’t so lucky and for those people, making ends meet is getting harder and harder.  Watching the President and the newscasters that followed, it’s easy to see why many are needing to combine some of their loans and find other solutions to their financial problems such as payday loans just to put food on their tables.  Our local news station is doing a series on living off of limited checks and food sources such as social security and food stamps.  Select reporters are limiting theirselves to only spending the money that some of our less fortunate have.  It’s really enlightening to watch, and really frightening.  How long until these worries start hitting closer to home?  I know that I’m going to get more serious about building up a savings – a definite weakness of mine.  What changes are you making in your homes?